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Loan Rates

Rates and Terms Subject to Change

 Effective 11/10/2020

Loan Calculator Tools

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Auto & Truck Loans	Signature Loans
Recreation Loans	Lines of Credit / Overdraft Protection
Mobile Home Loans	VISA Platinum Credit Card Rates
Equipment Loans	Savings Secured Loans
Real Estate Loans	Home Equity Line of Credit
Land & Lot Loans

Secured Loans 2020 - 2011 Autos & Trucks	Rates range from:
Low to High End
60 Months	1.99% to 16.50%
61 to 72 Months	2.49% to 16.50%
**73 to 84 Months	3.24% to 5.99%

**To exceed 73 months, value of collateral needs to exceed $15,000

Secured Loans 2010 - 2005 Autos & Trucks	Rates range from:
Low to High End
60 Months	5.49% to 16.50%
61 to 72 Months	N/A
**73 to 84 Months	N/A

**To exceed 61 months, value of collateral needs to exceed $15,000

Secured Loans 2004 - 1996 Older Autos & Trucks	Rates range from:
Low to High End
1 to 36 Months	8.99% to 16.50%
LTV: 100% of Clean Trade-in Value from NADA Guide

Signature Loans	Rates range from:
$500.00 to $15,000.00
1 to 12 Months	8.99% to 12.99%
13 to 24 Months	8.99% to 12.99%
25 to 36 Months	9.49% to 13.49%
37 to 60 Months	9.99% to 13.99%
61 to 72 Months	10.49% to 14.49%

Lines of Credit & Overdraft	Rates range from:
$500.00 to $15,000.00	9.99% to 14.99%

VISA Credit Card*
*No annual fee charged.	9.90% or 13.90% OAC

Savings Secured Loans
Certificate rate plus 2.00%
Share rate plus 2.00%

Real Estate
We offer 10 - 30 year mortgages. Call us for details.
PLEASE CALL FOR THE MOST CURRENT RATES!** 208.983.1558

Land and Lot (80% LTV)	5.50% to 10.5%

Home Equity Line of Credit *	P + .50% to P + 2.00
Annual Fee $50.00	*Prime Rate 3.25%
80% LTV *Early close fee.	Prime Rate Subject to Change.
Loan Fee None. Borrower to pay appraisal fee.	20 Year Term / 10 Yr. Draw

Recreational Vehicles & Boats 2020 - 2017

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
1 to 36 Months	2.49% to 16.50%
37 to 60 Months	2.49% to 10.49%
61 to 72 Months	2.99% to 10.99%
73 to 84 Months	3.99% to 11.99%
85 to 180 Months*	5.99% to 13.99%
*To exceed 120 months, value of collateral needs to exceed $20,000

Recreational Vehicles & Boats 2016 - 2004

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
1 to 36 Months	2.99% to 16.50%
37 to 60 Months	2.99% to 16.50%
61 to 72 Months*	3.49% to 11.49%
73 to 84 Months	6.49% to 14.49%

Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2020 - 2004

Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2020-2017
1 to 36 Months	2.49% to 16.50%
37 to 60 Months	2.49% to 10.49%
61 to 72 Months*	2.99% to 10.99%
*To exceed 60 months, value of collateral needs to exceed $20,000.00

Motorcyles, ATV's, Snowmobiles, Utility Vehicles 2016 - 2004
1 to 36 Months	2.99% to 16.50%
37 to 60 Months	2.99% to 10.99%
61 to 72 Months*	3.49% to 11.49%

Mobile Homes 2020 - 2004

Mobile Homes 2020 - 2017
1 to 60 Months	3.49% to 16.50%
61 to 72 Months	3.99% to 11.99%
73 to 84 Months	4.99% to 12.99%
85 to 180 Months*	6.99% to 14.99%
* To exceed 180 months, value of collateral needs to exceed $25,000

Mobile Homes 2016 - 2004
1 to 60 Months	3.99% to 16.50%
61 to 72 Months	4.49% to 12.49%
73 - 84 Months*	7.49% to 15.49%
* To exceed 72 months, value of collateral needs to exceed $20,000

Equipment Loans
1 to 36 Months	5.99% to 9.99%
37 - 60 Months	5.99% to 9.99%
61 - 72 Months	6.99% to 10.99%
73 - 84 Months*	7.99% to 11.99%
*To exceed 72 months, value of collateral needs to exceed $20,000.00 $50,000.00 Maximum Loan 90% LTV

$25.00 Loan Documentation Fee applies to all loans, except Real Estate loans. 

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