This is the Tablet Online Banking Set

Serving our members since 1956

Online Banking Login

This is the Mobile Device Online Banking Set

Serving our members since 1956

Loan Rates

Rates and Terms Subject to Change

 Effective 3/1/2021

NEED A LOAN? WE CAN HELP! 

Secured Loans 2021 - 2012 Autos & Trucks Rates range from:
Low to High End
60 Months 2.74% to 16.50%
61 to 72 Months 2.74% to 16.50%
**73 to 84 Months 3.24% to 5.99%

**To exceed 73 months, value of collateral needs to exceed $15,000

Secured Loans 2011 - 2006 Autos & Trucks Rates range from:
Low to High End
60 Months 5.49% to 16.50%
61 to 72 Months N/A
**73 to 84 Months N/A

**To exceed 61 months, value of collateral needs to exceed $15,000

Secured Loans 2005 - 1997 Older Autos & Trucks Rates range from:
Low to High End
1 to 36 Months 8.99% to 16.50%
LTV: 100% of Clean Trade-in Value from NADA Guide
Signature Loans Rates range from:
$500.00 to $15,000.00
1 to 12 Months 8.99% to 12.99%
13 to 24 Months 8.99% to 12.99%
25 to 36 Months 9.49% to 13.49%
37 to 60 Months 9.99% to 13.99%
61 to 72 Months 10.49% to 14.49%
Lines of Credit & Overdraft Rates range from:
$500.00 to $15,000.00 9.99% to 14.99%
VISA Credit Card*
*No annual fee charged. 9.90% or 13.90% OAC
Savings Secured Loans
Certificate rate plus 2.00%
Share rate plus 2.00%
Real Estate
We offer 10 - 30 year mortgages. Call us for details.
PLEASE CALL FOR THE MOST CURRENT RATES!** 208.983.1558
Land and Lot (80% LTV) 5.50% to 10.5%
Home Equity Line of Credit * P + .50% to P + 2.00
Annual Fee $50.00 *Prime Rate 3.25%
80% LTV *Early close fee. Prime Rate Subject to Change.
Loan Fee None. Borrower to pay appraisal fee. 20 Year Term / 10 Yr. Draw

Recreational Vehicles & Boats 2021 - 2018

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
1 to 36 Months 2.49% to 16.50%
37 to 60 Months 2.49% to 10.49%
61 to 72 Months 2.99% to 10.99%
73 to 84 Months 3.99% to 11.99%
85 to 180 Months* 5.99% to 13.99%
*To exceed 120 months, value of collateral needs to exceed $20,000

Recreational Vehicles & Boats 2017 - 2005

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
1 to 36 Months 2.99% to 16.50%
37 to 60 Months 2.99% to 16.50%
61 to 72 Months* 3.49% to 11.49%
73 to 84 Months 6.49% to 14.49%

Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2021 - 2005

Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2021-2018
1 to 36 Months 2.49% to 16.50%
37 to 60 Months 2.49% to 10.49%
61 to 72 Months* 2.99% to 10.99%
*To exceed 60 months, value of collateral needs to exceed $20,000.00
Motorcyles, ATV's, Snowmobiles, Utility Vehicles 2017 - 2005
1 to 36 Months 2.99% to 16.50%
37 to 60 Months 2.99% to 10.99%
61 to 72 Months* 3.49% to 11.49%

Mobile Homes 2021 - 2005

Mobile Homes 2021 - 2018
1 to 60 Months 3.49% to 16.50%
61 to 72 Months 3.99% to 11.99%
73 to 84 Months 4.99% to 12.99%
85 to 180 Months* 6.99% to 14.99%
* To exceed 180 months, value of collateral needs to exceed $25,000
Mobile Homes 2017 - 2005
1 to 60 Months 3.99% to 16.50%
61 to 72 Months 4.49% to 12.49%
73 - 84 Months* 7.49% to 15.49%
* To exceed 72 months, value of collateral needs to exceed $20,000
Equipment Loans
1 to 36 Months 5.99% to 9.99%
37 - 60 Months 5.99% to 9.99%
61 - 72 Months 6.99% to 10.99%
73 - 84 Months* 7.99% to 11.99%
*To exceed 72 months, value of collateral needs to exceed $20,000.00
$50,000.00 Maximum Loan
90% LTV

$25.00 Loan Documentation Fee applies to all loans, except Real Estate loans. 

Scroll to Top