Loan Rates

Rates and Terms Subject to Change

Effective 5/1/2022

NEED A LOAN? WE CAN HELP! 

Secured Loans 2022 - 2013 Autos & Trucks Rates range from:
Low to High End
60 Months 2.74% to 16.50%
61 to 72 Months 2.74% to 16.50%
*73 to 84 Months 2.99% to 7.74%

*To exceed 72 months, value of collateral needs to exceed $15,000.00

Secured Loans 2012 - 2007 Autos & Trucks Rates range from:
Low to High End
60 Months 4.74% to 16.50%
61 to 72 Months 6.49% to 11.24%
Secured Loans 2006 - 1998 Older Autos & Trucks Rates range from:
Low to High End
1 to 36 Months 9.24% to 16.50%
LTV: 100% of Clean Trade-in Value from NADA Guide
Signature Loans Rates range from:
$500.00 to $15,000.00
1 to 12 Months 8.99% to 12.99%
13 to 24 Months 8.99% to 12.99%
25 to 36 Months 9.49% to 13.49%
37 to 60 Months 9.99% to 13.99%
61 to 72 Months 10.49% to 14.49%
Lines of Credit & Overdraft Rates range from:
$500.00 to $15,000.00 9.99% to 14.99%
VISA Credit Card*
*No annual fee charged. 9.90% or 13.90% OAC
Savings Secured Loans
Certificate rate plus 2.00%
Share rate plus 2.00%
Real Estate
We offer 10 - 30 year mortgages. Call us for details.
PLEASE CALL FOR THE MOST CURRENT RATES!** 208.983.1558
Land and Lot (80% LTV) 6.0% to 10.5%
Home Equity Line of Credit * P + .50% to P + 2.00
Annual Fee $50.00 *Prime Rate 4.00%
80% LTV *Early close fee. Prime Rate Subject to Change.
Loan Fee None. Borrower to pay appraisal fee. 20 Year Term / 10 Yr. Draw

Recreational Vehicles & Boats 2022 - 2019

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
1 to 36 Months 2.99% to 16.50%
37 to 60 Months 2.99% to 7.74%
61 to 72 Months 3.74% to 8.44%
73 to 84 Months 4.49% to 9.24%
*85 to 180 Months 7.24% to 9.24%
*To exceed 84 months, value of collateral needs to exceed $25,000

Recreational Vehicles & Boats 2018 - 2006

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
1 to 60 Months 3.74% to 16.50%
61 to 72 Months 4.24% to 11.74%
*73 to 120 Months 7.24% to 11.99%
*To exceed 72 months, value of collateral needs to exceed $20,000 Must be owner-occupied

Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2022 - 2006

Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2022-2019
1 to 36 Months 2.99% to 16.50%
37 to 60 Months 2.99% to 7.74%
61 to 72 Months* 3.49% to 8.24%
*To exceed 60 months, value of collateral needs to exceed $20,000.00
Motorcyles, ATV's, Snowmobiles, Utility Vehicles 2018 - 2006
1 to 36 Months 3.49% to 16.50%
37 to 60 Months 3.49% to 8.24%
61 to 72 Months* 3.99% to 8.74%
*To exceed 60 months, value of collateral needs to exceed $15,000.00

Mobile Homes 2022 - 2006

Mobile Homes 2022 - 2019
1 to 60 Months 3.99% to 16.50%
61 to 72 Months 4.49% to 9.24%
73 to 84 Months 5.49% to 10.24%
85 to 180 Months* 7.74% to 12.49%
* To exceed 84 months, value of collateral needs to exceed $25,000.00
Mobile Homes 2018 - 2006
1 to 60 Months 4.49% to 16.50%
61 to 72 Months 4.99% to 9.74%
73 - 84 Months* 8.24% to 12.99%
* To exceed 72 months, value of collateral needs to exceed $20,000.00 Must be owner-occupied
Equipment Loans
1 to 36 Months 4.99% to 9.99%
37 - 60 Months 4.99% to 9.99%
61 - 72 Months 5.99% to 10.99%
73 - 84 Months* 6.99% to 11.99%
*To exceed 72 months, value of collateral needs to exceed $20,000.00
$75,000.00 Maximum Loan
90% LTV

$25.00 Loan Documentation Fee applies to all loans, except Real Estate loans. 

Scroll to Top