Loan Rates
Rates and Terms Subject to Change
Effective 3/1/2021
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Secured Loans 2021 - 2012 Autos & Trucks | Rates range from: |
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Low to High End | |
60 Months | 2.74% to 16.50% |
61 to 72 Months | 2.74% to 16.50% |
**73 to 84 Months | 3.24% to 5.99% |
**To exceed 73 months, value of collateral needs to exceed $15,000
Secured Loans 2011 - 2006 Autos & Trucks | Rates range from: |
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Low to High End | |
60 Months | 5.49% to 16.50% |
61 to 72 Months | N/A |
**73 to 84 Months | N/A |
**To exceed 61 months, value of collateral needs to exceed $15,000
Secured Loans 2005 - 1997 Older Autos & Trucks | Rates range from: |
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Low to High End | |
1 to 36 Months | 8.99% to 16.50% |
LTV: 100% of Clean Trade-in Value from NADA Guide |
Signature Loans | Rates range from: |
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$500.00 to $15,000.00 | |
1 to 12 Months | 8.99% to 12.99% |
13 to 24 Months | 8.99% to 12.99% |
25 to 36 Months | 9.49% to 13.49% |
37 to 60 Months | 9.99% to 13.99% |
61 to 72 Months | 10.49% to 14.49% |
Lines of Credit & Overdraft | Rates range from: |
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$500.00 to $15,000.00 | 9.99% to 14.99% |
VISA Credit Card* | |
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*No annual fee charged. | 9.90% or 13.90% OAC |
Savings Secured Loans |
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Certificate rate plus 2.00% |
Share rate plus 2.00% |
Real Estate |
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We offer 10 - 30 year mortgages. Call us for details. |
PLEASE CALL FOR THE MOST CURRENT RATES!** 208.983.1558 |
Land and Lot (80% LTV) | 5.50% to 10.5% |
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Home Equity Line of Credit * | P + .50% to P + 2.00 |
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Annual Fee $50.00 | *Prime Rate 3.25% |
80% LTV *Early close fee. | Prime Rate Subject to Change. |
Loan Fee None. Borrower to pay appraisal fee. | 20 Year Term / 10 Yr. Draw |
Recreational Vehicles & Boats 2021 - 2018
Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats | |
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1 to 36 Months | 2.49% to 16.50% |
37 to 60 Months | 2.49% to 10.49% |
61 to 72 Months | 2.99% to 10.99% |
73 to 84 Months | 3.99% to 11.99% |
85 to 180 Months* | 5.99% to 13.99% |
*To exceed 120 months, value of collateral needs to exceed $20,000 |
Recreational Vehicles & Boats 2017 - 2005
Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats | |
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1 to 36 Months | 2.99% to 16.50% |
37 to 60 Months | 2.99% to 16.50% |
61 to 72 Months* | 3.49% to 11.49% |
73 to 84 Months | 6.49% to 14.49% |
Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2021 - 2005
Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2021-2018 | |
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1 to 36 Months | 2.49% to 16.50% |
37 to 60 Months | 2.49% to 10.49% |
61 to 72 Months* | 2.99% to 10.99% |
*To exceed 60 months, value of collateral needs to exceed $20,000.00 |
Motorcyles, ATV's, Snowmobiles, Utility Vehicles 2017 - 2005 | |
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1 to 36 Months | 2.99% to 16.50% |
37 to 60 Months | 2.99% to 10.99% |
61 to 72 Months* | 3.49% to 11.49% |
Mobile Homes 2021 - 2005
Mobile Homes 2021 - 2018 | |
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1 to 60 Months | 3.49% to 16.50% |
61 to 72 Months | 3.99% to 11.99% |
73 to 84 Months | 4.99% to 12.99% |
85 to 180 Months* | 6.99% to 14.99% |
* To exceed 180 months, value of collateral needs to exceed $25,000 |
Mobile Homes 2017 - 2005 | |
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1 to 60 Months | 3.99% to 16.50% |
61 to 72 Months | 4.49% to 12.49% |
73 - 84 Months* | 7.49% to 15.49% |
* To exceed 72 months, value of collateral needs to exceed $20,000 |
Equipment Loans | |
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1 to 36 Months | 5.99% to 9.99% |
37 - 60 Months | 5.99% to 9.99% |
61 - 72 Months | 6.99% to 10.99% |
73 - 84 Months* | 7.99% to 11.99% |
*To exceed 72 months, value of collateral needs to exceed $20,000.00 $50,000.00 Maximum Loan 90% LTV |
$25.00 Loan Documentation Fee applies to all loans, except Real Estate loans.