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Loan Rates

Rates and Terms Subject to Change

 Effective 5/1/20

Loan Calculator Tools

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Auto & Truck Loans	Signature Loans
Recreation Loans	Lines of Credit / Overdraft Protection
Mobile Home Loans	VISA Platinum Credit Card Rates
Equipment Loans	Savings Secured Loans
Real Estate Loans	Home Equity Line of Credit
Land & Lot Loans

Secured Loans 2020 - 2011 Autos & Trucks	Rates range from:
Low to High End
60 Months	2.49% to 10.29%
61 to 72 Months	2.99% to 10.74%
**73 to 84 Months	3.99% to 10.99%

**To exceed 75 months, value of collateral needs to exceed $25,000

Secured Loans 2010 - 2005 Autos & Trucks	Rates range from:
Low to High End
60 Months	4.99% to 11.29%
61 to 72 Months	5.99% to 12.29%
**73 to 84 Months	N/A

**To exceed 75 months, value of collateral needs to exceed $25,000

Secured Loans 2004 - 1996 Older Autos & Trucks	Rates range from:
Low to High End
1 to 36 Months	10.19% to 13.19%
LTV: 100% of Clean Trade-in Value from NADA Guide

Signature Loans	Rates range from:
$500.00 to $15,000.00
1 to 12 Months	9.99% to 14.99%
13 to 24 Months	10.24% to 14.99%
25 to 36 Months	10.49% to 15.24%
37 to 60 Months	10.74% to 15.24%
61 to 72 Months	11.24% to 16.24%

Lines of Credit & Overdraft	Rates range from:
$500.00 to $15,000.00	9.99% to 14.99%

VISA Credit Card*
*No annual fee charged.	9.90% or 13.90% OAC

Savings Secured Loans
Certificate rate plus 2.00%
Share rate plus 2.00%

Real Estate
We offer 10 - 30 year mortgages. Call us for details.
PLEASE CALL FOR THE MOST CURRENT RATES!** 208.983.1558

Land and Lot (80% LTV)

Home Equity Line of Credit *	P + .50% to P + 2.00
Annual Fee $50.00	*Prime Rate 3.25%
80% LTV *Early close fee.	Prime Rate Subject to Change.
Loan Fee None. Borrower to pay appraisal fee.	20 Year Term / 10 Yr. Draw

Recreational Vehicles & Boats 2020 - 2011

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
1 to 36 Months	3.49% to 12.19%
37 to 60 Months	3.49% to 12.19%
61 to 120 Months	5.99% to 13.69%
121 to 180 Months*	6.99% to 16.50%
To exceed 120 months, value of collateral needs to exceed $25,000.00

Recreational Vehicles & Boats 2010 - 2004

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
1 to 36 Months	5.49% to 12.69%
37 to 60 Months	5.99% to 12.69%
61 to 72 Months*	6.99% to 13.69%

Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2020 - 2004

Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2020-2011
1 to 36 Months	3.49% to 12.39%
37 to 60 Months	3.49% to 12.39%
61 to 72 Months*	4.49% to 13.39%
To exceed 60 months, value of collateral needs to exceed $25,000.00

Motorcyles, ATV's, Snowmobiles, Utility Vehicles 2010 - 2004
1 to 36 Months	5.49% to 12.49%
37 to 60 Months	5.99% to 12.49%
61 to 72 Months*	4.49% to 13.39%

Mobile Homes 2020 - 2011
1 to 60 Months	3.49% to 12.39%
61 to 120 Months	5.99% to 12.69%
121 to 180 months**	6.14% to 12.69%
** To exceed 120 months, value of collateral needs to exceed $25,000

Mobile Homes 2010 - 2004
1 to 60 Months	8.19% to 13.69%
61 to 72 Months	9.14% to 14.69%
73 - 84 Months**	10.19% to 14.69%
** To exceed 72 months, value of collateral needs to exceed $25,000

Equipment Loans
1 to 36 Months	5.99% to 9.49%
37 - 60 Months	7.19% to 10.69%
61 - 72 Months	7.49% to 10.99%
73.84 Months**	8.49% to 11.99%
**To exceed 72 months, value of collateral needs to exceed $25,000.00 $50,000.00 Maximum Loan 90% LTV

$25.00 Loan Documentation Fee applies to all loans, except Real Estate loans. 

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