Loan Rates

Rates and Terms Subject to Change

 Effective 8/1/2021

NEED A LOAN? WE CAN HELP! 

Secured Loans 2021 - 2012 Autos & Trucks Rates range from:
Low to High End
60 Months 2.49% to 16.50%
61 to 72 Months 2.74% to 16.50%
**73 to 84 Months 3.24% to 5.99%

**To exceed 73 months, value of collateral needs to exceed $15,000

Secured Loans 2011 - 2006 Autos & Trucks Rates range from:
Low to High End
60 Months 5.49% to 16.50%
61 to 72 Months N/A
**73 to 84 Months N/A

**To exceed 61 months, value of collateral needs to exceed $15,000

Secured Loans 2005 - 1997 Older Autos & Trucks Rates range from:
Low to High End
1 to 36 Months 8.99% to 16.50%
LTV: 100% of Clean Trade-in Value from NADA Guide
Signature Loans Rates range from:
$500.00 to $15,000.00
1 to 12 Months 8.99% to 12.99%
13 to 24 Months 8.99% to 12.99%
25 to 36 Months 9.49% to 13.49%
37 to 60 Months 9.99% to 13.99%
61 to 72 Months 10.49% to 14.49%
Lines of Credit & Overdraft Rates range from:
$500.00 to $15,000.00 9.99% to 14.99%
VISA Credit Card*
*No annual fee charged. 9.90% or 13.90% OAC
Savings Secured Loans
Certificate rate plus 2.00%
Share rate plus 2.00%
Real Estate
We offer 10 - 30 year mortgages. Call us for details.
PLEASE CALL FOR THE MOST CURRENT RATES!** 208.983.1558
Land and Lot (80% LTV) 6.0% to 10.5%
Home Equity Line of Credit * P + .50% to P + 2.00
Annual Fee $50.00 *Prime Rate 3.25%
80% LTV *Early close fee. Prime Rate Subject to Change.
Loan Fee None. Borrower to pay appraisal fee. 20 Year Term / 10 Yr. Draw

Recreational Vehicles & Boats 2021 - 2018

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
1 to 36 Months 2.49% to 16.50%
37 to 60 Months 2.49% to 7.99%
61 to 72 Months 2.99% to 7.99%
73 to 84 Months 3.74% to 5.74%
85 to 180 Months* 5.99% to 9.99%
*To exceed 120 months, value of collateral needs to exceed $20,000

Recreational Vehicles & Boats 2017 - 2005

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
1 to 36 Months 2.99% to 16.50%
37 to 60 Months 2.99% to 16.50%
61 to 72 Months 3.49% to 11.49%
73 to 120 Months * 6.49% to 14.49%

Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2021 - 2005

Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2021-2018
1 to 36 Months 2.49% to 16.50%
37 to 60 Months 2.49% to 10.49%
61 to 72 Months* 2.99% to 10.99%
*To exceed 60 months, value of collateral needs to exceed $20,000.00
Motorcyles, ATV's, Snowmobiles, Utility Vehicles 2017 - 2005
1 to 36 Months 2.99% to 16.50%
37 to 60 Months 2.99% to 10.99%
61 to 72 Months* 3.49% to 11.49%

Mobile Homes 2021 - 2005

Mobile Homes 2021 - 2018
1 to 60 Months 3.49% to 16.50%
61 to 72 Months 3.99% to 11.99%
73 to 84 Months 4.99% to 12.99%
85 to 180 Months* 6.99% to 14.99%
* To exceed 180 months, value of collateral needs to exceed $25,000
Mobile Homes 2017 - 2005
1 to 60 Months 3.99% to 16.50%
61 to 72 Months 4.49% to 12.49%
73 - 84 Months* 7.49% to 15.49%
* To exceed 72 months, value of collateral needs to exceed $20,000
Equipment Loans
1 to 36 Months 5.99% to 9.99%
37 - 60 Months 5.99% to 9.99%
61 - 72 Months 6.99% to 10.99%
73 - 84 Months* 7.99% to 11.99%
*To exceed 72 months, value of collateral needs to exceed $20,000.00
$50,000.00 Maximum Loan
90% LTV

$25.00 Loan Documentation Fee applies to all loans, except Real Estate loans. 

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