This is the Tablet Online Banking Set

Serving our members since 1956

Online Banking Login

This is the Mobile Device Online Banking Set

Serving our members since 1956

Online Banking Login

Loan Rates

Rates and Terms Subject to Change

 Effective 11/10/2020

NEED A LOAN? WE CAN HELP! 

Secured Loans 2020 - 2011 Autos & Trucks Rates range from:
Low to High End
60 Months 1.99% to 16.50%
61 to 72 Months 2.49% to 16.50%
**73 to 84 Months 3.24% to 5.99%

**To exceed 73 months, value of collateral needs to exceed $15,000

Secured Loans 2010 - 2005 Autos & Trucks Rates range from:
Low to High End
60 Months 5.49% to 16.50%
61 to 72 Months N/A
**73 to 84 Months N/A

**To exceed 61 months, value of collateral needs to exceed $15,000

Secured Loans 2004 - 1996 Older Autos & Trucks Rates range from:
Low to High End
1 to 36 Months 8.99% to 16.50%
LTV: 100% of Clean Trade-in Value from NADA Guide
Signature Loans Rates range from:
$500.00 to $15,000.00
1 to 12 Months 8.99% to 12.99%
13 to 24 Months 8.99% to 12.99%
25 to 36 Months 9.49% to 13.49%
37 to 60 Months 9.99% to 13.99%
61 to 72 Months 10.49% to 14.49%
Lines of Credit & Overdraft Rates range from:
$500.00 to $15,000.00 9.99% to 14.99%
VISA Credit Card*
*No annual fee charged. 9.90% or 13.90% OAC
Savings Secured Loans
Certificate rate plus 2.00%
Share rate plus 2.00%
Real Estate
We offer 10 - 30 year mortgages. Call us for details.
PLEASE CALL FOR THE MOST CURRENT RATES!** 208.983.1558
Land and Lot (80% LTV) 5.50% to 10.5%
Home Equity Line of Credit * P + .50% to P + 2.00
Annual Fee $50.00 *Prime Rate 3.25%
80% LTV *Early close fee. Prime Rate Subject to Change.
Loan Fee None. Borrower to pay appraisal fee. 20 Year Term / 10 Yr. Draw

Recreational Vehicles & Boats 2020 - 2017

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
1 to 36 Months 2.49% to 16.50%
37 to 60 Months 2.49% to 10.49%
61 to 72 Months 2.99% to 10.99%
73 to 84 Months 3.99% to 11.99%
85 to 180 Months* 5.99% to 13.99%
*To exceed 120 months, value of collateral needs to exceed $20,000

Recreational Vehicles & Boats 2016 - 2004

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
1 to 36 Months 2.99% to 16.50%
37 to 60 Months 2.99% to 16.50%
61 to 72 Months* 3.49% to 11.49%
73 to 84 Months 6.49% to 14.49%

Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2020 - 2004

Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2020-2017
1 to 36 Months 2.49% to 16.50%
37 to 60 Months 2.49% to 10.49%
61 to 72 Months* 2.99% to 10.99%
*To exceed 60 months, value of collateral needs to exceed $20,000.00
Motorcyles, ATV's, Snowmobiles, Utility Vehicles 2016 - 2004
1 to 36 Months 2.99% to 16.50%
37 to 60 Months 2.99% to 10.99%
61 to 72 Months* 3.49% to 11.49%

Mobile Homes 2020 - 2004

Mobile Homes 2020 - 2017
1 to 60 Months 3.49% to 16.50%
61 to 72 Months 3.99% to 11.99%
73 to 84 Months 4.99% to 12.99%
85 to 180 Months* 6.99% to 14.99%
* To exceed 180 months, value of collateral needs to exceed $25,000
Mobile Homes 2016 - 2004
1 to 60 Months 3.99% to 16.50%
61 to 72 Months 4.49% to 12.49%
73 - 84 Months* 7.49% to 15.49%
* To exceed 72 months, value of collateral needs to exceed $20,000
Equipment Loans
1 to 36 Months 5.99% to 9.99%
37 - 60 Months 5.99% to 9.99%
61 - 72 Months 6.99% to 10.99%
73 - 84 Months* 7.99% to 11.99%
*To exceed 72 months, value of collateral needs to exceed $20,000.00
$50,000.00 Maximum Loan
90% LTV

$25.00 Loan Documentation Fee applies to all loans, except Real Estate loans. 

Scroll to Top