Loan Rates
Rates and Terms Subject to Change
Effective 1/1/2022
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| Secured Loans 2021 - 2013 Autos & Trucks | Rates range from: |
|---|---|
| Low to High End | |
| 60 Months | 2.49% to 16.50% |
| 61 to 72 Months | 2.49% to 16.50% |
| **73 to 84 Months | 3.24% to 5.24% |
**To exceed 73 months, value of collateral needs to exceed $15,000
| Secured Loans 2012 - 2007 Autos & Trucks | Rates range from: |
|---|---|
| Low to High End | |
| 60 Months | 4.24% to 16.50% |
| 61 to 72 Months | N/A |
| **73 to 84 Months | N/A |
**To exceed 61 months, value of collateral needs to exceed $15,000
| Secured Loans 2006 - 1998 Older Autos & Trucks | Rates range from: |
|---|---|
| Low to High End | |
| 1 to 36 Months | 8.99% to 16.50% |
| LTV: 100% of Clean Trade-in Value from NADA Guide |
| Signature Loans | Rates range from: |
|---|---|
| $500.00 to $15,000.00 | |
| 1 to 12 Months | 8.99% to 12.99% |
| 13 to 24 Months | 8.99% to 12.99% |
| 25 to 36 Months | 9.49% to 13.49% |
| 37 to 60 Months | 9.99% to 13.99% |
| 61 to 72 Months | 10.49% to 14.49% |
| Lines of Credit & Overdraft | Rates range from: |
|---|---|
| $500.00 to $15,000.00 | 9.99% to 14.99% |
| VISA Credit Card* | |
|---|---|
| *No annual fee charged. | 9.90% or 13.90% OAC |
| Savings Secured Loans |
|---|
| Certificate rate plus 2.00% |
| Share rate plus 2.00% |
| Real Estate |
|---|
| We offer 10 - 30 year mortgages. Call us for details. |
| PLEASE CALL FOR THE MOST CURRENT RATES!** 208.983.1558 |
| Land and Lot (80% LTV) | 6.0% to 10.5% |
|---|
| Home Equity Line of Credit * | P + .50% to P + 2.00 |
|---|---|
| Annual Fee $50.00 | *Prime Rate 3.25% |
| 80% LTV *Early close fee. | Prime Rate Subject to Change. |
| Loan Fee None. Borrower to pay appraisal fee. | 20 Year Term / 10 Yr. Draw |
Recreational Vehicles & Boats 2022 - 2019
| Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats | |
|---|---|
| 1 to 36 Months | 2.49% to 16.50% |
| 37 to 60 Months | 2.49% to 7.99% |
| 61 to 72 Months | 2.99% to 7.99% |
| 73 to 84 Months | 3.74% to 5.74% |
| 85 to 180 Months* | 5.99% to 9.99% |
| *To exceed 120 months, value of collateral needs to exceed $20,000 |
Recreational Vehicles & Boats 2018 - 2006
| Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats | |
|---|---|
| 1 to 60 Months | 2.99% to 16.50% |
| 61 to 72 Months | 3.49% to 11.49% |
| 73 to 120 Months * | 6.49% to 14.49% |
Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2022 - 2006
| Motorcycles, ATV's, Snowmobiles, Utility Vehicles 2021-2018 | |
|---|---|
| 1 to 36 Months | 2.49% to 16.50% |
| 37 to 60 Months | 2.49% to 10.49% |
| 61 to 72 Months* | 2.99% to 10.99% |
| *To exceed 60 months, value of collateral needs to exceed $20,000.00 |
| Motorcyles, ATV's, Snowmobiles, Utility Vehicles 2018 - 2006 | |
|---|---|
| 1 to 36 Months | 2.99% to 16.50% |
| 37 to 60 Months | 2.99% to 10.99% |
| 61 to 72 Months* | 3.49% to 11.49% |
Mobile Homes 2022 - 2006
| Mobile Homes 2022 - 2019 | |
|---|---|
| 1 to 60 Months | 3.49% to 16.50% |
| 61 to 72 Months | 3.99% to 11.99% |
| 73 to 84 Months | 4.99% to 12.99% |
| 85 to 180 Months* | 6.99% to 14.99% |
| * To exceed 180 months, value of collateral needs to exceed $25,000 |
| Mobile Homes 2018 - 2006 | |
|---|---|
| 1 to 60 Months | 3.99% to 16.50% |
| 61 to 72 Months | 4.49% to 12.49% |
| 73 - 84 Months* | 7.49% to 15.49% |
| * To exceed 72 months, value of collateral needs to exceed $20,000 |
| Equipment Loans | |
|---|---|
| 1 to 36 Months | 4.99% to 9.99% |
| 37 - 60 Months | 4.99% to 9.99% |
| 61 - 72 Months | 5.99% to 10.99% |
| 73 - 84 Months* | 6.99% to 11.99% |
|
*To exceed 72 months, value of collateral needs to exceed $20,000.00 $50,000.00 Maximum Loan 90% LTV |
$25.00 Loan Documentation Fee applies to all loans, except Real Estate loans.