Loan Rates
Rates and Terms Subject to Change
Effective 11/8/2022
NEED A LOAN? WE CAN HELP!
Select Loan Categories
*To exceed 72 months, value of collateral needs to exceed $15,000.00
| New Vehicles (less than 10 years old and under 100K miles) | Rates range from: |
|---|---|
| Low to High End | |
| Up to 60 Months | 5.00% to 14.00% |
| 61 to 72 Months | 5.25% to 14.50% |
| 73 to 84 Months - Collateral must be more than $15K | 5.50% to 10.00%% |
| (100% of purchase price, NADA or KBB) |
| Used/Older Vehicles (10-15 years old or over 100K miles) | Rates range from: |
|---|---|
| Low to High End | |
| Up to 48 Months | 5.00% to 14.00% |
| 49 to 60 Months | 5.25% to 14.50% |
| 61 to 72 Months | 5.50% to 10.00% |
| (100% of purchase price, NADA or KBB) |
| Signature Loans | Rates range from: |
|---|---|
| Up to 72 Months (call for available terms) | 10.25% to 16.00% |
| Lines of Credit & Overdraft | Rates range from: |
|---|---|
| 8.90% to 14.90% |
| VISA Credit Card* | |
|---|---|
| *No annual fee charged. | 8.90% to 14.90% OAC |
| Savings Secured Loans |
|---|
| Earning rate plus 1.00% |
| Real Estate |
|---|
| We offer 10 - 30 year mortgages. Call us for details. |
| PLEASE CALL FOR THE MOST CURRENT RATES!** 208.983.1558 |
Recreational Vehicles & Boats
| Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats | |
|---|---|
| Newer Recreational Vehicles (Less than 5 years old) | |
| Up to 60 Months | 5.00% to 14.00% |
| 61 to 72 Months | 5.25% to 14.50% |
| 73 to 84 Months (call for available terms) | 5.50% to 10.00% |
| 85 to120 Months (call for available terms) | 9.25% to 11.25% |
| Older Recreational Vehicles (5 to 15 years old) | |
| Up to 48 Months | 5.00% to 14.00% |
| 49 to 60 Months | 5.25% to 14.50% |
| 61 to 72 Months | 5.50% to 10.00% |
| 73 to 84 Months (call for available terms) | 9.25% to 11.25% |
| Equipment Loans | |
|---|---|
| Equipment Loan AG (1 to 5 year) | 8.00% to 13.50% |
| Equipment Loan AG (6 to 7 year) | 8.25% to 14.25% |
| Equipment Loan (1 to 5 year) | 8.00% to 13.50% |
| Equipment Loan (6 to 7 year) | 8.25% to 14.25% |
| Home Equity Line of Credit * | P + .50% to P + 2.00 |
|---|---|
| Annual Fee $50.00 | *Prime Rate 5.5% |
| 80% LTV *Early close fee. | Prime Rate Subject to Change. |
| Loan Fee None. Borrower to pay appraisal fee. | 20 Year Term / 10 Yr. Draw |
| Land and Lot (80% LTV) | Call for rates |
|---|