Loan Rates

Rates and Terms Subject to Change

Effective 11/8/2022

NEED A LOAN? WE CAN HELP! 

Select Loan Categories

New Vehicles (less than 10 years old and under 100K miles) Rates range from:
Low to High End
Up to 60 Months 5.00% to 14.00%
61 to 72 Months 5.25% to 14.50%
73 to 84 Months - Collateral must be more than $15K 5.50% to 10.00%%
(100% of purchase price, NADA or KBB)
Used/Older Vehicles (10-15 years old or over 100K miles) Rates range from:
Low to High End
Up to 48 Months 5.00% to 14.00%
49 to 60 Months 5.25% to 14.50%
61 to 72 Months 5.50% to 10.00%
(100% of purchase price, NADA or KBB)
Signature Loans Rates range from:
Up to 72 Months (call for available terms) 10.25% to 16.00%
Lines of Credit & Overdraft Rates range from:
8.90% to 14.90%
VISA Credit Card*
*No annual fee charged. 8.90% to 14.90% OAC
Savings Secured Loans
Earning rate plus 1.00%
Real Estate
We offer 10 - 30 year mortgages. Call us for details.
PLEASE CALL FOR THE MOST CURRENT RATES!** 208.983.1558

Recreational Vehicles & Boats

Motorhomes, Travel Trailers, Campers, 5th Wheels, Boats
Newer Recreational Vehicles (Less than 5 years old)
Up to 60 Months 5.00% to 14.00%
61 to 72 Months 5.25% to 14.50%
73 to 84 Months (call for available terms) 5.50% to 10.00%
85 to120 Months (call for available terms) 9.25% to 11.25%
Older Recreational Vehicles (5 to 15 years old)
Up to 48 Months 5.00% to 14.00%
49 to 60 Months 5.25% to 14.50%
61 to 72 Months 5.50% to 10.00%
73 to 84 Months (call for available terms) 9.25% to 11.25%
Equipment Loans
Equipment Loan AG (1 to 5 year) 8.00% to 13.50%
Equipment Loan AG (6 to 7 year) 8.25% to 14.25%
Equipment Loan (1 to 5 year) 8.00% to 13.50%
Equipment Loan (6 to 7 year) 8.25% to 14.25%
Home Equity Line of Credit * P + .50% to P + 2.00
Annual Fee $50.00 *Prime Rate 5.5%
80% LTV *Early close fee. Prime Rate Subject to Change.
Loan Fee None. Borrower to pay appraisal fee. 20 Year Term / 10 Yr. Draw
Land and Lot (80% LTV) Call for rates
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