Share Rates
Rates Effective: 2/1/2021
All listed interest rates are subject to change at any time, for any reason. For the most accurate interest rate quote, please call us directly at (208) 983-1558 during our normal business hours of 9am-5pm.
Regular Shares
| Account Type | Annual Percentage Rate | Annual Percentage Yield*** |
|---|---|---|
| A minimum of $25 must stay in the account at all times. | 0.25% | 0.25% |
Christmas Club Shares
| Account Type | Annual Percentage Rate | Annual Percentage Yield*** |
|---|---|---|
| Christmas Club Shares | 0.25% | 0.25% |
Pee Wee Penguin Savers
| Account Type | Annual Percentage Rate | Annual Percentage Yield*** |
|---|---|---|
| Anyone between the ages of 0 and 12 are eligible to join. They will receive the following items: Coin saver, Birthday card on his / her birthday, pick a prize when depositing $5.00 or more into their account. Dividends are paid monthly. | 0.25% | 0.25% |
IRA Shares - Traditional Or Roth CD
| Account Type | Annual Percentage Rate | Annual Percentage Yield*** |
|---|---|---|
| Regular Share IRA (Min. $25.00) | 0.25% | 0.25% |
| 1 Year IRA CD (Min $500.00) | Please Call | Please Call |
High yield share account
| Account Balances | Annual Percentage Rate | Annual Percentage Yield*** |
|---|---|---|
| $0 < $2,499.00 | 0.25% | 0.25% |
| $2,500 < $9,999 | 0.30% | 0.300% |
| $10,000 < $19,999 | 0.30% | 0.300% |
| $20,000 < $49,999 | 0.30% | 0.300% |
| $50,000 < $74,999 | 0.30% | 0.300% |
| > $75,000 | 0.30% | 0.300% |
IRA Certificates may be opened for any term offered.
*Penalty for early withdrawal on Certificate Accounts.
Time Certificates (Min. $500.00) Certificate of Deposit Rates
***Rates subject to change at any time – please call for most current rates***
THIS IS NOT A MONEY MARKET ACCOUNT.
| Term | Annual Percentage Rate | Annual Percentage Yield*** |
|---|---|---|
| 3 Month* | 0.30% | 0.3004% |
| 6 Month* | 0.40% | 0.4007% |
| 12 Month** | 0.50% | 0.5011% |
| 24 Month** | 0.60% | 0.6016% |
| 60 Month** | 1.00% | 1.0045% |
IRA Certificates may be opened for any term offered.
*Penalty for early withdrawal on Certificate Accounts.
Share Draft Accounts (Checking)
This is a non-interest bearing account.
Pine Tree Credit Union Share Draft Accounts Offer These Features:
- No Service Charges*
- Unlimited Check Writing
- Online Bill Pay Services
- Debit Cards available upon approval
*Unless the following conditions are met:
- Your debit card is used at an ATM that isn’t in the Allpoint Network, or
- Your account goes into the negative (see fee schedule.)