Share Rates

Rates Effective:  8/1/2021

All listed interest rates are subject to change at any time, for any reason.  For the most accurate interest rate quote, please call us directly at (208) 983-1558 during our normal business hours of 9am-5pm.

Regular Shares

Account Type Annual Percentage Rate Annual Percentage Yield***
A minimum of $25 must stay in the account at all times. 0.10% 0.10%

Christmas Club Shares

Account Type Annual Percentage Rate Annual Percentage Yield***
Christmas Club Shares 0.10% 0.10%

Pee Wee Penguin Savers

Account Type Annual Percentage Rate Annual Percentage Yield***
Anyone between the ages of 0 and 12 are eligible to join. They will receive the following items: Coin saver, Birthday card on his / her birthday, pick a prize when depositing $5.00 or more into their account. Dividends are paid monthly. 0.10% 0.10%

IRA Shares - Traditional Or Roth CD

Account Type Annual Percentage Rate Annual Percentage Yield***
Regular Share IRA (Min. $25.00) 0.10% 0.10%
1 Year IRA CD (Min $500.00) Please Call Please Call

High yield share account

Account Balances Annual Percentage Rate Annual Percentage Yield***
$0 < $2,499.00 0.20% 0.200%
$2,500 < $9,999 0.20% 0.200%
$10,000 < $19,999 0.20% 0.200%
$20,000 < $49,999 0.20% 0.200%
$50,000 < $74,999 0.20% 0.200%
> $75,000 0.20% 0.200%

IRA Certificates may be opened for any term offered.
*Penalty for early withdrawal on Certificate Accounts.

Time Certificates  (Min. $500.00) Certificate of Deposit Rates

***Rates subject to change at any time – please call for most current rates***
THIS IS NOT A MONEY MARKET ACCOUNT.

Term Annual Percentage Rate Annual Percentage Yield***
3 Month* 0.30% 0.3004%
6 Month* 0.40% 0.4007%
12 Month** 0.60% 0.6011%
24 Month** 0.70% 0.7016%
60 Month** 1.00% 1.0045%

IRA Certificates may be opened for any term offered.
*Penalty for early withdrawal on Certificate Accounts.

Share Draft Accounts (Checking)

This is a non-interest bearing account.

Pine Tree Credit Union Share Draft Accounts Offer These Features:

  1. No Service Charges*
  2. Unlimited Check Writing
  3. Online Bill Pay Services
  4. Debit Cards available upon approval

*Unless the following conditions are met: 

  1. Your debit card is used at an ATM that isn’t in the Allpoint Network, or 
  2. Your account goes into the negative (see fee schedule.)

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