Share Rates

Rates Effective:  11/8/2022

All listed interest rates are subject to change at any time, for any reason.  For the most accurate interest rate quote, please call us directly at (208) 983-1558 during our normal business hours of 9am-5pm.

Regular Shares

Account Type Annual Percentage Rate Annual Percentage Yield***
A minimum of $25 must stay in the account at all times. 0.05% 0.05%

IRA Shares - Traditional Or Roth CD

Account Type Annual Percentage Rate Annual Percentage Yield***
Regular Share IRA (Min. $25.00) 0.05% 0.05%
1 Year IRA CD (Min $500.00) Please Call Please Call

High yield share account

Account Balances Annual Percentage Rate Annual Percentage Yield***
$0 < $2,499.00 0.25% 0.25%
$2,500 < $9,999 0.25% 0.25%
$10,000 < $19,999 0.25% 0.25%
$20,000 < $49,999 0.25% 0.25%
$50,000 < $74,999 0.25% 0.25%
> $75,000 0.25% 0.25%

IRA Certificates may be opened for any term offered.
*Penalty for early withdrawal on Certificate Accounts.

Time Certificates  (Min. $500.00) Certificate of Deposit Rates

***Rates subject to change at any time – please call for most current rates***
THIS IS NOT A MONEY MARKET ACCOUNT.

Term Annual Percentage Rate Annual Percentage Yield***
6 Month* 0.50% 0.50%
9 Month* 0.60% 0.60%
12 Month* 0.70% 0.70%
18 Month* 0.70% 0.70%
24 Month* 0.75% 0.75%
36 Month* 0.80% 0.80%
48 Month* 0.90% 0.90%
60 Month* 1.00% 1.00%
STUDENT ACCOUNTS** 0.80% 0.80%

IRA Certificates may be opened for any term offered.
*Penalty for early withdrawal on Certificate Accounts.                                                                                **Student Account Term Share Terms: 12mo, 18mo, 2yr and 3yr

Share Draft Accounts (Checking)

This is a non-interest bearing account.

Pine Tree Credit Union Share Draft Accounts Offer These Features:

  1. No Service Charges*
  2. Unlimited Check Writing
  3. Online Bill Pay Services
  4. Debit Cards available upon approval

*Unless the following conditions are met: 

  1. Your debit card is used at an ATM that isn’t in the Allpoint Network, or 
  2. Your account goes into the negative (see fee schedule.)
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